Category Archives: Firm News

EFT stands for Electronic Fund Transfer. This is basically a system where funds from a bank account can be automatically transferred to pay another party. Many payday loan and short term loan companies require the customer, as a condition of the loan, to set up an automatic transfer of funds from the customer’s bank account to the lender. It is important that the borrower understand that they do not have to continue to allow the lender to withdraw money from their account. Especially if the borrower is thinking of filing bankruptcy. These loans are typically unsecured debt, meaning they can be discharged in a Chapter 7 or Chapter 13 bankruptcy. Therefore, if the borrower is going to file and eventually get these loans discharged, it makes no sense to continue to allow the lender to take money from their bank account. Additionally, if you need the money to pay utilities…
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Can I Be Refused Employment If My Prospective Employer Discovers I Have Filed Bankruptcy? After just receiving your discharge and your fresh start in bankruptcy, you find yourself wanting to better your career options and find a new job. With the burden of debt off of your back, you cannot wait to start your life anew and find a better future. In response to a job posting, you take your resume and interview for a job at a local private company. The interview goes great and the company represents that they intend to hire you after you pass a small background check. With no criminal background to speak of you believe you have this new job in the bag. Then the interviewer calls with some bad news. They state that they are rescinding the position offer due to the fact that your past bankruptcy filing showed up in the background…
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To understand why I decided to become a lawyer you have to go back a bit in history – 483 years to be exact.  In 1534 Ignatius of Loyola, a former soldier, organized a meeting with 6 other men in the crypt beneath the Church of Saint Pierre de Montmarte outside of Paris, France to form a new religious order.  They called themselves the Company of Jesus.  Eventually this Order was approved by Pope Paul III and their name was changed to the Society of Jesus.  This group is more commonly known as the “Jesuits.”  Over the next 5 centuries Jesuit priests and religious founded numerous institutes for higher education throughout the world.  The term “Jesuit education” is common in America.  Even the current Pontiff, Pope Francis, is a Jesuit.  In the end, I went into law to live out the precepts and ideals of the Society of Jesus as…
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