Today we begin our series on Student Loans, written by Sader Law Firm attorney Megan Dennis. PART 1: REPAYMENT You have a choice as to what repayment plan to enter for your student loans. While most people choose a plan when their student loan repayment commences, you can change the plan at any time. Your student loan servicer will have the most information as to what plans are available to you and can give you the information on how to make a change to your payment plan. So how do you know which repayment plan to pick? There are lots of factors to consider, including the length of the repayment, what types of loans you are repaying, what the monthly payment amount is, and the amount of interest you will pay over the life of the loan. The most common types of repayment plans are as follows: Standard Repayment: Available…
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It’s October and time for the Fall Classic. For many recent graduates, it’s also a far less exciting season: time to start repaying student loans. That’s right, your fleeting six-month grace period is almost finished. You aren’t able to see us, but at the Student Loan Ranger, we are making a sad face for you. We’ve also compiled some tips for entering repayment and what to do if you aren’t able to shoulder the financial burden just yet. Continue Reading
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