Tag Archives: WellsFargo

Can You Remove Yourself from ChexSystems?

People who write bad checks, overdraft their checking accounts or commit debit card abuse run the risk of being reported to ChexSystems, a consumer reporting agency. Having your name in ChexSystems makes it very difficult to open new checking accounts, even at credit unions. This is because most banks screen applications for new accounts through the agency. For people who were reported to ChexSystems by error, it may be possible to have your record removed. Under the Fair Credit Reporting Act, consumer reporting agencies must list accurate information. ChexSystems is a consumer reporting agency, and must abide by this law. How Do You Remove a ChexSystems Report? There is debate on whether disputes should be sent to ChexSystems or to the bank responsible for the report. Disputes should be sent to the bank that reported you and ChexSystems. Step 1: Get your ChexSystems report: If you have been denied a…
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Attention Wells Fargo Customers: Here Is How to Check Your Credit Report for Free

Wells Fargo has upset the nation, and especially Senator Elizabeth Warren, for using high-pressure sales tactics that tempted workers to create bank accounts for customers without their permission. Roughly two million accounts were opened, meaning customers were unaware of maintenance and overdraft fees accumulating. Wells Fargo customers who believe they may have been affected should check their credit reports for signs of identity theft. How to Obtain Your Annual Credit Report It is a good idea to pull your credit report at least once a year. Fortunately, this can be done for free. To do this, visit www.annualcreditreport.com and fill out the necessary forms. The first form is going to ask you for basic information, such as your name, Social Security number, birthday, and current and previous addresses. Be prepared to gather some of your records if you do not know this information off of the top of your head….
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